Construction and Development Loans

Aztec Funding recognizes the developing raw land and construction projects require a reliable source of capital. We also understand the challenges in securing adequate financing when traditional lenders have either stopped offering construction financing, or have set prohibitively high requirements for borrowers. For these reasons, Aztec Funding takes a different approach to commercial development and construction loans. Instead of structuring financing solutions on credit ratings, we look at different criteria such as overall profitability of a property after construction. There are upfront fees, and we do not use arbitrary loan board decisions, so funds can be arranged and made available quickly without any delays.

Construction Loan Benefits

Construction loans from Aztec Funding feature a wide range of benefits, including:

  • Financing up to $50 million
  • Funding window of 45 days or less
  • Amortizations up to 25 years
  • Terms up to 5 years
  • Non-recourse
  • Available nationally with international considerations on a case-by-case basis
  • Hard assets used for collateral or equity stake, depending on the project
  • Points up to 3 percent to be paid at closing


Borrowers applying for commercial development and construction loans must have at least 10 percent liquid capital to put into the project. Borrowers must also provide a detailed and sound business plan.

Industries We Serve

Aztec Funding provides construction loans for a variety of properties, such as:

  • Office space
  • Retail
  • Oil & Gas
  • Mining
  • Hospitality
  • Golf courses
  • Multifamily dwellings
  • Churches
  • Special use
  • More

To learn more about our program for commercial development and construction loans, contact Aztec Funding today.